Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Lancaster County, Nebraska
Every institution that decided a 1–4 unit mortgage application in Lancaster County, home to Lincoln, between 2023 and 2025: 21,719 applications, 18,940 loans actually funded, across 8 kinds of borrowing.
Lancaster County at a glance
21,719Applications decided
2023–2025
18,940Loans funded
87% of decisions
81Census tracts
24 ZIP codes
323,673People
ACS 2023
What the data shows
The typical purchase mortgage here is $255K.
Investment cash-out refinance is the hardest money to get here: lenders approved 72% of 145 applications.
Lending by loan type in Lancaster County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 94.4% | 12,157 | $255K | 98% | 272 |
| Home improvement loans | 79.3% | 1,829 | $45K | 93% | 71 |
| Cash-out refinance | 78.6% | 2,699 | $135K | 97% | 140 |
| Refinance | 87.4% | 2,466 | $205K | 95% | 142 |
| Investment property purchase | 95.0% | 1,687 | $175K | 97% | 137 |
| Investment cash-out refinance | 71.7% | 145 | $155K | 94% | 61 |
| Investment refinance | 94.6% | 628 | $135K | 95% | 66 |
| Investment home improvement | 78.7% | 108 | $65K | 93% | 31 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.