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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Lancaster County, Nebraska

Fat Boy Data analyzed home improvement loan activity in Lancaster County, Nebraska, home to Lincoln, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,829 applications were decided by 71 lenders between 2023 and 2025.

Lancaster County at a glance

71Active lenders18 with 20+ decisions
79.3%Market approval rate1,451 of 1,829 decided
$45KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,353 loans funded

How Lancaster County compares

Approval rate compared
Lancaster County79.3%Nebraska74.9%All 616 counties62.7%
Typical loan compared
Lancaster County$45KNebraska$55KAll 616 counties$75K

What the data shows

Union Bank and Trust Company made the most home improvement loans in Lancaster County, NE, 422 of them.

That is 31% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Lincoln Public School Employees Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 73.

The typical home improvement loan here is $45K, 18% smaller than the Nebraska typical of $55K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 58U.S. Bank National Association: 50% approved of 204One lender: 57% approved of 23One lender: 71% approved of 34One lender: 71% approved of 24Union Bank and Trust Company: 79% approved of 578One lender: 82% approved of 22One lender: 82% approved of 34One lender: 85% approved of 33Cornhusker Bank: 88% approved of 92First National Bank of Omaha: 90% approved of 83One lender: 90% approved of 21One lender: 92% approved of 65One lender: 93% approved of 29Pinnacle Bank: 95% approved of 173One lender: 100% approved of 73One lender: 100% approved of 39One lender: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Lancaster County

LenderApprovalApprovedTaken upTypical loanLoans made
1Union Bank and Trust Company79%454 / 57893%$45K422
2U.S. Bank National Association50%102 / 20498%$55K100
3Pinnacle Bank95%164 / 17396%$55K157
4Cornhusker Bank88%81 / 9295%$35K77
5First National Bank of Omaha90%75 / 8396%$55K72

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 66 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Lancaster County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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