refinance lenders · HMDA 2023–2025

Refinance lenders in Lancaster County, Nebraska

Fat Boy Data analyzed mortgage refinance activity in Lancaster County, Nebraska to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,466 applications were decided by 142 lenders between 2023 and 2025.

Lancaster County at a glance

142Active lenders25 with 20+ decisions
87.4%Market approval rate2,156 of 2,466 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,038 loans funded

How Lancaster County compares

Approval rate compared
Lancaster County87.4%Nebraska84.8%All 616 counties76.5%
Typical loan compared
Lancaster County$205KNebraska$205KAll 616 counties$295K

What the data shows

Pinnacle Bank made the most mortgage refinances in Lancaster County, NE, 262 of them.

Security First Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 32.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 47% approved of 55Mortgage Research Center, LLC: 51% approved of 35Newrez LLC: 76% approved of 33Liberty First Credit Union: 83% approved of 142First National Bank of Omaha: 84% approved of 49City Bank & Trust Co.: 85% approved of 26Citizens Bank, National Association: 85% approved of 27First Interstate Bank: 86% approved of 42Union Bank and Trust Company: 86% approved of 226Pennymac Loan Services, LLC: 86% approved of 64Gershman Investment Corp.: 88% approved of 25Rocket Mortgage, LLC: 89% approved of 126U.S. Bank National Association: 89% approved of 65Cmg Mortgage, Inc.: 90% approved of 51United Wholesale Mortgage, LLC: 90% approved of 104Charter West Bank: 91% approved of 22West Gate Bank: 94% approved of 94Freedom Mortgage Corporation: 95% approved of 83Cornhusker Bank: 95% approved of 150First State Bank Nebraska: 97% approved of 29Lincoln FSB of Nebraska: 97% approved of 126Pinnacle Bank: 97% approved of 275Frontier Bank: 98% approved of 40Security First Bank: 100% approved of 32Lincoln Public School Employees Federal Credit Union: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Lancaster County

LenderApprovalApprovedTaken upTypical loanLoans made
1Pinnacle Bank97%267 / 27598%$105K262
2Union Bank and Trust Company86%194 / 22697%$85K188
3Cornhusker Bank95%143 / 15098%$185K140
4Liberty First Credit Union83%118 / 14296%$205K113
5Lincoln FSB of Nebraska97%122 / 12699%$285K121

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 137 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Lancaster County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

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