Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Clark County, Nevada
Every institution that decided a 1–4 unit mortgage application in Clark County, home to Las Vegas, between 2023 and 2025: 169,321 applications, 127,509 loans actually funded, across 8 kinds of borrowing.
Clark County at a glance
169,321Applications decided
2023–2025
127,509Loans funded
75% of decisions
535Census tracts
66 ZIP codes
2,293,764People
ACS 2023
What the data shows
The typical purchase mortgage here is $385K.
Investment home improvement is the hardest money to get here: lenders approved 46% of 1,296 applications.
Lending by loan type in Clark County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.8% | 89,354 | $385K | 96% | 535 |
| Home improvement loans | 53.4% | 17,140 | $75K | 94% | 168 |
| Cash-out refinance | 67.3% | 26,147 | $205K | 95% | 331 |
| Refinance | 76.4% | 16,228 | $375K | 91% | 347 |
| Investment property purchase | 87.1% | 14,461 | $295K | 95% | 430 |
| Investment cash-out refinance | 72.3% | 3,020 | $225K | 92% | 239 |
| Investment refinance | 70.2% | 1,675 | $275K | 91% | 221 |
| Investment home improvement | 46.0% | 1,296 | $105K | 87% | 78 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.