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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Clark County, Nevada

Fat Boy Data analyzed home improvement loan activity in Clark County, Nevada, home to Las Vegas, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 17,140 applications were decided by 168 lenders between 2023 and 2025.

Clark County at a glance

168Active lenders39 with 20+ decisions
53.4%Market approval rate9,149 of 17,140 decided
$75KTypical loanmedian lender, $10K brackets
94%Borrower take-up8,583 loans funded

How Clark County compares

Approval rate compared
Clark County53.4%Nevada55.8%All 616 counties62.7%
Typical loan compared
Clark County$75KNevada$75KAll 616 counties$75K

What the data shows

AMERICA FIRST Federal Credit Union made the most home improvement loans in Clark County, NV, 2,353 of them.

That is 27% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Rize Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 91% of 67.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%One lender: 28% approved of 25One lender: 29% approved of 816One lender: 32% approved of 68One lender: 34% approved of 830Bank of America, National Association: 35% approved of 2,782U.S. Bank National Association: 37% approved of 1,961One lender: 40% approved of 25One lender: 43% approved of 94One lender: 46% approved of 59One lender: 46% approved of 95One lender: 50% approved of 521One lender: 50% approved of 435One lender: 51% approved of 223One lender: 51% approved of 73One lender: 51% approved of 76One lender: 54% approved of 131One lender: 54% approved of 46Zions Bancorporation, N.A.: 57% approved of 1,207Navy Federal Credit Union: 62% approved of 1,109One lender: 63% approved of 687One lender: 67% approved of 129One lender: 68% approved of 25AMERICA FIRST Federal Credit Union: 71% approved of 3,454One lender: 71% approved of 63One lender: 72% approved of 113One lender: 72% approved of 381One lender: 73% approved of 451One lender: 73% approved of 75One lender: 74% approved of 62One lender: 75% approved of 32One lender: 79% approved of 113One lender: 79% approved of 97One lender: 82% approved of 56One lender: 84% approved of 89One lender: 86% approved of 21One lender: 87% approved of 23One lender: 88% approved of 69One lender: 91% approved of 22One lender: 91% approved of 67

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Clark County

LenderApprovalApprovedTaken upTypical loanLoans made
1AMERICA FIRST Federal Credit Union71%2,449 / 3,45496%$65K2,353
2Bank of America, National Association35%975 / 2,78298%$105K955
3U.S. Bank National Association37%720 / 1,96195%$75K683
4Zions Bancorporation, N.A.57%685 / 1,20781%$105K555
5Navy Federal Credit Union62%685 / 1,10997%$75K667

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 163 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Clark County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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