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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Clark County, Nevada

Fat Boy Data analyzed investment home improvement loan activity in Clark County, Nevada, home to Las Vegas, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,296 applications were decided by 78 lenders between 2023 and 2025.

Clark County at a glance

78Active lenders14 with 20+ decisions
46.0%Market approval rate596 of 1,296 decided
$105KTypical loanmedian lender, $10K brackets
87%Borrower take-up521 loans funded

How Clark County compares

Approval rate compared
Clark County46.0%Nevada46.5%All 616 counties51.2%
Typical loan compared
Clark County$105KNevada$105KAll 616 counties$115K

What the data shows

AMERICA FIRST Federal Credit Union made the most investment home improvement loans in Clark County, NV, 182 of them.

That is 35% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

East West Bank approved the highest share of applications among lenders with at least 20 decisions here, 93% of 29.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 4% approved of 106Bank of America, National Association: 7% approved of 99Navy Federal Credit Union: 15% approved of 119One lender: 16% approved of 25One lender: 23% approved of 66One lender: 27% approved of 64One lender: 39% approved of 31One lender: 62% approved of 60Figure Lending LLC: 65% approved of 82AMERICA FIRST Federal Credit Union: 69% approved of 287One lender: 71% approved of 35One lender: 75% approved of 24One lender: 88% approved of 41One lender: 93% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property improvement lenders in Clark County

LenderApprovalApprovedTaken upTypical loanLoans made
1AMERICA FIRST Federal Credit Union69%197 / 28792%$105K182
2Navy Federal Credit Union15%18 / 11994%$105K17
3U.S. Bank National Association4%4 / 106100%$165K4
4Bank of America, National Association7%7 / 99100%$105K7
5Figure Lending LLC65%53 / 8257%$55K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 73 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in Clark County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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