Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Hillsborough County, New Hampshire
Every institution that decided a 1–4 unit mortgage application in Hillsborough County, home to Manchester, between 2023 and 2025: 30,571 applications, 23,856 loans actually funded, across 8 kinds of borrowing.
Hillsborough County at a glance
30,571Applications decided
2023–2025
23,856Loans funded
78% of decisions
103Census tracts
32 ZIP codes
424,732People
ACS 2023
What the data shows
The typical purchase mortgage here is $395K.
Investment home improvement is the hardest money to get here: lenders approved 48% of 184 applications.
Lending by loan type in Hillsborough County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.3% | 13,101 | $395K | 97% | 337 |
| Home improvement loans | 70.0% | 5,891 | $95K | 94% | 141 |
| Cash-out refinance | 72.1% | 5,087 | $195K | 95% | 214 |
| Refinance | 80.2% | 4,776 | $245K | 94% | 210 |
| Investment property purchase | 87.7% | 1,042 | $325K | 97% | 179 |
| Investment cash-out refinance | 74.2% | 298 | $275K | 95% | 109 |
| Investment refinance | 75.0% | 192 | $315K | 94% | 67 |
| Investment home improvement | 47.8% | 184 | $155K | 93% | 45 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.