Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Merrimack County, New Hampshire
Every institution that decided a 1–4 unit mortgage application in Merrimack County, home to Concord, between 2023 and 2025: 11,278 applications, 8,757 loans actually funded, across 8 kinds of borrowing.
Merrimack County at a glance
11,278Applications decided
2023–2025
8,757Loans funded
78% of decisions
39Census tracts
21 ZIP codes
155,018People
ACS 2023
What the data shows
The typical purchase mortgage here is $355K.
Lending by loan type in Merrimack County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.6% | 4,996 | $355K | 96% | 237 |
| Home improvement loans | 68.8% | 2,093 | $105K | 94% | 87 |
| Cash-out refinance | 73.9% | 1,944 | $195K | 95% | 145 |
| Refinance | 78.9% | 1,538 | $275K | 94% | 128 |
| Investment property purchase | 84.9% | 437 | $315K | 97% | 120 |
| Investment cash-out refinance | 76.1% | 109 | $295K | 88% | 54 |
| Investment refinance | 73.0% | 74 | $275K | 98% | 38 |
| Investment home improvement | 51.7% | 87 | $155K | 98% | 34 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.