Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Rockingham County, New Hampshire
Every institution that decided a 1–4 unit mortgage application in Rockingham County, home to Portsmouth, between 2023 and 2025: 26,345 applications, 20,466 loans actually funded, across 8 kinds of borrowing.
Rockingham County at a glance
26,345Applications decided
2023–2025
20,466Loans funded
78% of decisions
72Census tracts
32 ZIP codes
317,163People
ACS 2023
What the data shows
The typical purchase mortgage here is $435K.
Investment home improvement is the hardest money to get here: lenders approved 55% of 158 applications.
Lending by loan type in Rockingham County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.1% | 10,658 | $435K | 96% | 335 |
| Home improvement loans | 70.0% | 5,603 | $105K | 95% | 140 |
| Cash-out refinance | 72.0% | 4,451 | $185K | 95% | 205 |
| Refinance | 80.3% | 4,332 | $215K | 96% | 221 |
| Investment property purchase | 88.4% | 835 | $395K | 96% | 189 |
| Investment cash-out refinance | 74.9% | 167 | $275K | 95% | 75 |
| Investment refinance | 72.3% | 141 | $335K | 95% | 74 |
| Investment home improvement | 55.1% | 158 | $175K | 98% | 50 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.