Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Strafford County, New Hampshire
Every institution that decided a 1–4 unit mortgage application in Strafford County, home to Rochester, between 2023 and 2025: 9,717 applications, 7,578 loans actually funded, across 8 kinds of borrowing.
Strafford County at a glance
9,717Applications decided
2023–2025
7,578Loans funded
78% of decisions
30Census tracts
13 ZIP codes
131,743People
ACS 2023
What the data shows
The typical purchase mortgage here is $365K.
Lending by loan type in Strafford County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.1% | 4,180 | $365K | 96% | 229 |
| Home improvement loans | 71.5% | 1,979 | $75K | 94% | 81 |
| Cash-out refinance | 72.9% | 1,734 | $165K | 95% | 121 |
| Refinance | 84.6% | 1,211 | $305K | 93% | 123 |
| Investment property purchase | 88.4% | 361 | $305K | 96% | 110 |
| Investment cash-out refinance | 79.4% | 102 | $285K | 95% | 54 |
| Investment refinance | 69.3% | 75 | $285K | 94% | 37 |
| Investment home improvement | 53.3% | 75 | $125K | 92% | 34 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.