Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Sussex County, New Jersey
Every institution that decided a 1–4 unit mortgage application in Sussex County, home to Hopatcong, between 2023 and 2025: 12,767 applications, 9,619 loans actually funded, across 8 kinds of borrowing.
Sussex County at a glance
12,767Applications decided
2023–2025
9,619Loans funded
75% of decisions
42Census tracts
15 ZIP codes
145,117People
ACS 2023
What the data shows
The typical purchase mortgage here is $345K.
Investment home improvement is the hardest money to get here: lenders approved 48% of 112 applications.
Lending by loan type in Sussex County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.1% | 5,581 | $345K | 96% | 291 |
| Home improvement loans | 62.2% | 2,171 | $85K | 92% | 104 |
| Cash-out refinance | 69.0% | 2,467 | $175K | 95% | 172 |
| Refinance | 78.9% | 1,489 | $295K | 94% | 169 |
| Investment property purchase | 86.4% | 604 | $245K | 95% | 139 |
| Investment cash-out refinance | 78.7% | 202 | $255K | 92% | 69 |
| Investment refinance | 66.7% | 141 | $275K | 91% | 53 |
| Investment home improvement | 48.2% | 112 | $125K | 89% | 38 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.