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refinance lenders · HMDA 2023–2025

Refinance lenders in Sussex County, New Jersey

Fat Boy Data analyzed mortgage refinance activity in Sussex County, New Jersey, home to Hopatcong, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,489 applications were decided by 169 lenders between 2023 and 2025.

Sussex County at a glance

169Active lenders19 with 20+ decisions
78.9%Market approval rate1,175 of 1,489 decided
$295KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,104 loans funded

How Sussex County compares

Approval rate compared
Sussex County78.9%New Jersey75.7%All 616 counties76.5%
Typical loan compared
Sussex County$295KNew Jersey$235KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Sussex County, NJ, 110 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 71.

The typical mortgage refinance here is $295K, 26% larger than the New Jersey typical of $235K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 32% approved of 66One lender: 43% approved of 28One lender: 60% approved of 35One lender: 60% approved of 20One lender: 65% approved of 51PNC Bank, National Association: 73% approved of 160One lender: 77% approved of 57One lender: 81% approved of 57One lender: 81% approved of 21Rocket Mortgage, LLC: 82% approved of 94Lakeland Bank: 83% approved of 59One lender: 88% approved of 24One lender: 90% approved of 58One lender: 91% approved of 34One lender: 92% approved of 24One lender: 98% approved of 48Crosscountry Mortgage, LLC: 100% approved of 71One lender: 100% approved of 41One lender: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Sussex County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association73%117 / 16094%$155K110
2Rocket Mortgage, LLC82%77 / 9494%$335K72
3Crosscountry Mortgage, LLC100%71 / 7199%$355K70
4Discover Bank32%21 / 66100%$105K21
5Lakeland Bank83%49 / 59100%$105K49

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 164 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Sussex County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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