Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Bronx County, New York
Every institution that decided a 1–4 unit mortgage application in Bronx County, home to The Bronx, between 2023 and 2025: 15,026 applications, 9,320 loans actually funded, across 8 kinds of borrowing.
Bronx County at a glance
15,026Applications decided
2023–2025
9,320Loans funded
62% of decisions
361Census tracts
26 ZIP codes
1,419,250People
ACS 2023
What the data shows
Lenders approved 76.1% of home-purchase applications in Bronx County, 11.6 points below the New York rate.
The typical purchase mortgage here is $405K.
Investment home improvement is the hardest money to get here: lenders approved 25% of 190 applications.
Lending by loan type in Bronx County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 76.1% | 7,424 | $405K | 95% | 192 |
| Home improvement loans | 30.8% | 2,077 | $115K | 94% | 60 |
| Cash-out refinance | 56.7% | 1,417 | $275K | 92% | 110 |
| Refinance | 57.3% | 971 | $255K | 91% | 96 |
| Investment property purchase | 80.9% | 1,486 | $605K | 90% | 147 |
| Investment cash-out refinance | 72.9% | 952 | $695K | 88% | 97 |
| Investment refinance | 78.8% | 509 | $755K | 91% | 88 |
| Investment home improvement | 25.3% | 190 | $205K | 94% | 41 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.