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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Bronx County, New York

Fat Boy Data analyzed cash-out refinance activity in Bronx County, New York, home to The Bronx, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,417 applications were decided by 110 lenders between 2023 and 2025.

Bronx County at a glance

110Active lenders16 with 20+ decisions
56.7%Market approval rate803 of 1,417 decided
$275KTypical loanmedian lender, $10K brackets
92%Borrower take-up739 loans funded

How Bronx County compares

Approval rate compared
Bronx County56.7%New York72.6%All 616 counties68.2%
Typical loan compared
Bronx County$275KNew York$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Bronx County, NY, 199 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 30.

Lenders approved 56.7% of cash-out refinance applications in Bronx County, NY, 15.9 percentage points below the New York rate of 72.6%.

The typical cash-out refinance here is $275K, 49% larger than the New York typical of $185K.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%Carrington Mortgage Services, LLC: 18% approved of 49Newrez LLC: 20% approved of 143One lender: 30% approved of 20One lender: 32% approved of 38One lender: 37% approved of 30One lender: 48% approved of 42One lender: 54% approved of 39United Wholesale Mortgage, LLC: 61% approved of 84One lender: 62% approved of 26One lender: 63% approved of 27Rocket Mortgage, LLC: 64% approved of 320JPMorgan Chase Bank, National Association: 65% approved of 109One lender: 71% approved of 49One lender: 87% approved of 30One lender: 93% approved of 30One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Bronx County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC64%206 / 32097%$205K199
2Newrez LLC20%28 / 143100%$265K28
3JPMorgan Chase Bank, National Association65%71 / 10993%$275K66
4United Wholesale Mortgage, LLCBroker only61%51 / 8492%$385K47
5Carrington Mortgage Services, LLC18%9 / 4944%$485K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 105 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Bronx County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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