Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Queens County, New York
Every institution that decided a 1–4 unit mortgage application in Queens County between 2023 and 2025: 52,612 applications, 35,884 loans actually funded, across 8 kinds of borrowing.
Queens County at a glance
52,612Applications decided
2023–2025
35,884Loans funded
68% of decisions
724Census tracts
66 ZIP codes
2,330,124People
ACS 2023
What the data shows
Lenders approved 83.4% of home-purchase applications in Queens County, 4.3 points below the New York rate.
The typical purchase mortgage here is $485K.
Investment home improvement is the hardest money to get here: lenders approved 33% of 530 applications.
Lending by loan type in Queens County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 83.4% | 28,161 | $485K | 95% | 244 |
| Home improvement loans | 34.6% | 7,102 | $175K | 95% | 103 |
| Cash-out refinance | 65.7% | 5,051 | $305K | 92% | 168 |
| Refinance | 60.0% | 3,906 | $365K | 92% | 160 |
| Investment property purchase | 84.5% | 5,320 | $595K | 93% | 204 |
| Investment cash-out refinance | 75.4% | 1,792 | $645K | 89% | 153 |
| Investment refinance | 72.7% | 750 | $635K | 87% | 128 |
| Investment home improvement | 33.4% | 530 | $305K | 93% | 58 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.