Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Kings County, New York
Every institution that decided a 1–4 unit mortgage application in Kings County, home to Brooklyn, between 2023 and 2025: 45,261 applications, 31,081 loans actually funded, across 8 kinds of borrowing.
Kings County at a glance
45,261Applications decided
2023–2025
31,081Loans funded
69% of decisions
804Census tracts
38 ZIP codes
2,646,306People
ACS 2023
What the data shows
Lenders approved 84.2% of home-purchase applications in Kings County, 3.5 points below the New York rate.
The typical purchase mortgage here is $715K.
Investment home improvement is the hardest money to get here: lenders approved 36% of 504 applications.
Lending by loan type in Kings County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 84.2% | 21,570 | $715K | 96% | 251 |
| Home improvement loans | 38.9% | 6,337 | $205K | 95% | 115 |
| Cash-out refinance | 62.8% | 4,018 | $445K | 94% | 159 |
| Refinance | 62.1% | 3,968 | $465K | 94% | 153 |
| Investment property purchase | 82.3% | 4,767 | $795K | 94% | 211 |
| Investment cash-out refinance | 75.5% | 2,612 | $855K | 92% | 153 |
| Investment refinance | 73.0% | 1,485 | $965K | 88% | 168 |
| Investment home improvement | 35.7% | 504 | $305K | 93% | 55 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.