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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kings County, New York

Fat Boy Data analyzed cash-out refinance activity in Kings County, New York, home to Brooklyn, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,018 applications were decided by 159 lenders between 2023 and 2025.

Kings County at a glance

159Active lenders42 with 20+ decisions
62.8%Market approval rate2,524 of 4,018 decided
$445KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,367 loans funded

How Kings County compares

Approval rate compared
Kings County62.8%New York72.6%All 616 counties68.2%
Typical loan compared
Kings County$445KNew York$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kings County, NY, 437 of them.

East Coast Capital Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.

Lenders approved 62.8% of cash-out refinance applications in Kings County, NY, 9.8 percentage points below the New York rate of 72.6%.

The typical cash-out refinance here is $445K, 141% larger than the New York typical of $185K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%One lender: 5% approved of 21One lender: 9% approved of 33Newrez LLC: 26% approved of 312One lender: 26% approved of 102One lender: 36% approved of 33One lender: 39% approved of 108One lender: 41% approved of 27One lender: 43% approved of 65One lender: 46% approved of 28One lender: 47% approved of 43Quorum Federal Credit Union: 47% approved of 141One lender: 47% approved of 81One lender: 50% approved of 36One lender: 53% approved of 87One lender: 56% approved of 41One lender: 57% approved of 21One lender: 58% approved of 24One lender: 59% approved of 107One lender: 62% approved of 24One lender: 64% approved of 84One lender: 65% approved of 37One lender: 66% approved of 29One lender: 67% approved of 45One lender: 67% approved of 58One lender: 69% approved of 26One lender: 70% approved of 23Rocket Mortgage, LLC: 71% approved of 643JPMorgan Chase Bank, National Association: 72% approved of 292United Wholesale Mortgage, LLC: 72% approved of 425One lender: 78% approved of 68One lender: 80% approved of 30One lender: 81% approved of 26One lender: 81% approved of 43One lender: 83% approved of 24One lender: 91% approved of 46One lender: 94% approved of 33One lender: 95% approved of 37One lender: 97% approved of 30One lender: 97% approved of 36One lender: 98% approved of 56One lender: 100% approved of 35One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Kings County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC71%454 / 64396%$325K437
2United Wholesale Mortgage, LLCBroker only72%308 / 42598%$455K302
3Newrez LLC26%82 / 31295%$485K78
4JPMorgan Chase Bank, National Association72%210 / 29297%$385K203
5Quorum Federal Credit Union47%66 / 14177%$225K51

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 154 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Kings County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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