Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Suffolk County, New York
Every institution that decided a 1–4 unit mortgage application in Suffolk County, home to Lindenhurst, between 2023 and 2025: 86,834 applications, 64,070 loans actually funded, across 8 kinds of borrowing.
Suffolk County at a glance
86,834Applications decided
2023–2025
64,070Loans funded
74% of decisions
384Census tracts
93 ZIP codes
1,525,680People
ACS 2023
What the data shows
The typical purchase mortgage here is $515K.
Home improvement loans is the hardest money to get here: lenders approved 51% of 17,193 applications.
Lending by loan type in Suffolk County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.0% | 36,987 | $515K | 97% | 305 |
| Home improvement loans | 50.5% | 17,193 | $105K | 96% | 115 |
| Cash-out refinance | 75.9% | 13,250 | $205K | 95% | 190 |
| Refinance | 70.4% | 9,073 | $205K | 95% | 178 |
| Investment property purchase | 87.6% | 6,060 | $475K | 95% | 245 |
| Investment cash-out refinance | 79.3% | 2,140 | $425K | 92% | 158 |
| Investment refinance | 78.4% | 1,268 | $465K | 91% | 145 |
| Investment home improvement | 53.2% | 863 | $315K | 96% | 62 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.