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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Suffolk County, New York

Fat Boy Data analyzed investment cash-out refinance activity in Suffolk County, New York, home to Lindenhurst, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,140 applications were decided by 158 lenders between 2023 and 2025.

Suffolk County at a glance

158Active lenders30 with 20+ decisions
79.3%Market approval rate1,697 of 2,140 decided
$425KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,554 loans funded

How Suffolk County compares

Approval rate compared
Suffolk County79.3%New York76.5%All 616 counties73.1%
Typical loan compared
Suffolk County$425KNew York$425KAll 616 counties$205K

What the data shows

Loan Funder LLC made the most investment cash-out refinances in Suffolk County, NY, 198 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 37.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%One lender: 27% approved of 26One lender: 37% approved of 27One lender: 50% approved of 26One lender: 56% approved of 50United Wholesale Mortgage, LLC: 59% approved of 105Hometown Equity Mortgage, LLC: 60% approved of 134One lender: 63% approved of 62One lender: 67% approved of 24One lender: 72% approved of 29One lender: 77% approved of 60One lender: 79% approved of 29One lender: 83% approved of 47One lender: 84% approved of 61Logan Finance Corporation: 85% approved of 84One lender: 86% approved of 49One lender: 86% approved of 28One lender: 87% approved of 46One lender: 87% approved of 77One lender: 88% approved of 24One lender: 88% approved of 25One lender: 91% approved of 55Loan Funder LLC: 92% approved of 225One lender: 93% approved of 28One lender: 96% approved of 28Citadel Servicing Corporation: 99% approved of 86One lender: 100% approved of 37One lender: 100% approved of 30One lender: 100% approved of 29One lender: 100% approved of 28One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Suffolk County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC92%207 / 22596%$405K198
2Hometown Equity Mortgage, LLC60%80 / 13499%$485K79
3United Wholesale Mortgage, LLCBroker only59%62 / 105100%$395K62
4Citadel Servicing Corporation99%85 / 8673%$465K62
5Logan Finance Corporation85%71 / 8499%$415K70

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 153 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Suffolk County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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