Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for New Hanover County, North Carolina
Every institution that decided a 1–4 unit mortgage application in New Hanover County, home to Wilmington, between 2023 and 2025: 20,337 applications, 16,046 loans actually funded, across 8 kinds of borrowing.
New Hanover County at a glance
20,337Applications decided
2023–2025
16,046Loans funded
79% of decisions
54Census tracts
9 ZIP codes
231,214People
ACS 2023
What the data shows
Lenders approved 91.1% of home-purchase applications in New Hanover County, 3.5 points above the North Carolina rate.
The typical purchase mortgage here is $355K.
Investment home improvement is the hardest money to get here: lenders approved 53% of 290 applications.
Lending by loan type in New Hanover County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.1% | 8,551 | $355K | 97% | 386 |
| Home improvement loans | 69.2% | 3,118 | $65K | 94% | 101 |
| Cash-out refinance | 70.4% | 2,502 | $215K | 95% | 194 |
| Refinance | 77.0% | 2,640 | $165K | 95% | 175 |
| Investment property purchase | 91.5% | 2,463 | $315K | 96% | 289 |
| Investment cash-out refinance | 74.8% | 377 | $215K | 95% | 108 |
| Investment refinance | 84.6% | 396 | $285K | 92% | 115 |
| Investment home improvement | 52.8% | 290 | $105K | 95% | 55 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.