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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in New Hanover County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in New Hanover County, North Carolina, home to Wilmington, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,502 applications were decided by 194 lenders between 2023 and 2025.

New Hanover County at a glance

194Active lenders23 with 20+ decisions
70.4%Market approval rate1,762 of 2,502 decided
$215KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,671 loans funded

How New Hanover County compares

Approval rate compared
New Hanover County70.4%North Carolina67.9%All 616 counties68.2%
Typical loan compared
New Hanover County$215KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in New Hanover County, NC, 509 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 33.

The typical cash-out refinance here is $215K, 10% larger than the North Carolina typical of $195K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 45Amerisave Mortgage Corporation: 25% approved of 157One lender: 27% approved of 30One lender: 44% approved of 55One lender: 46% approved of 82One lender: 52% approved of 25One lender: 53% approved of 32Newrez LLC: 56% approved of 97One lender: 56% approved of 32One lender: 58% approved of 33One lender: 65% approved of 23One lender: 70% approved of 66One lender: 70% approved of 80One lender: 70% approved of 67One lender: 74% approved of 43State Employees': 74% approved of 98One lender: 78% approved of 27United Wholesale Mortgage, LLC: 81% approved of 151Rocket Mortgage, LLC: 85% approved of 617One lender: 87% approved of 54One lender: 95% approved of 21One lender: 97% approved of 30One lender: 97% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in New Hanover County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%525 / 61797%$165K509
2Amerisave Mortgage Corporation25%40 / 157100%$145K40
3United Wholesale Mortgage, LLCBroker only81%123 / 15198%$275K121
4State Employees'74%73 / 98100%$295K73
5Newrez LLC56%54 / 97100%$215K54

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 189 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in New Hanover County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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