refinance lenders · HMDA 2023–2025

Refinance lenders in New Hanover County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in New Hanover County, North Carolina, home to Wilmington, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,640 applications were decided by 175 lenders between 2023 and 2025.

New Hanover County at a glance

175Active lenders25 with 20+ decisions
77.0%Market approval rate2,034 of 2,640 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,931 loans funded

How New Hanover County compares

Approval rate compared
New Hanover County77.0%North Carolina77.3%All 616 counties76.5%
Typical loan compared
New Hanover County$165KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in New Hanover County, NC, 277 of them.

Finance of America Reverse LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

The typical mortgage refinance here is $165K, 20% smaller than the North Carolina typical of $205K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%One lender: 27% approved of 22One lender: 44% approved of 39One lender: 59% approved of 37One lender: 62% approved of 72One lender: 65% approved of 108Truist Bank: 69% approved of 177One lender: 72% approved of 101State Employees': 73% approved of 378One lender: 75% approved of 28First-Citizens Bank & Trust Company: 75% approved of 336One lender: 76% approved of 29One lender: 76% approved of 34One lender: 79% approved of 34One lender: 80% approved of 25One lender: 83% approved of 24Rocket Mortgage, LLC: 84% approved of 127One lender: 88% approved of 24Corning Federal Credit Union: 89% approved of 158One lender: 89% approved of 99One lender: 90% approved of 30One lender: 92% approved of 48One lender: 96% approved of 24One lender: 97% approved of 58One lender: 100% approved of 24One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in New Hanover County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'73%277 / 378100%$115K277
2First-Citizens Bank & Trust Company75%253 / 33695%$165K241
3Truist Bank69%122 / 17793%$155K113
4Corning Federal Credit Union89%140 / 15894%$125K132
5Rocket Mortgage, LLC84%107 / 12795%$315K102

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 170 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in New Hanover County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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