Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Onslow County, North Carolina
Every institution that decided a 1–4 unit mortgage application in Onslow County, home to Jacksonville, between 2023 and 2025: 23,250 applications, 18,076 loans actually funded, across 8 kinds of borrowing.
Onslow County at a glance
23,250Applications decided
2023–2025
18,076Loans funded
78% of decisions
45Census tracts
12 ZIP codes
208,537People
ACS 2023
What the data shows
The typical purchase mortgage here is $265K.
Investment home improvement is the hardest money to get here: lenders approved 41% of 215 applications.
Lending by loan type in Onslow County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.5% | 12,729 | $265K | 96% | 361 |
| Home improvement loans | 58.1% | 1,542 | $55K | 95% | 72 |
| Cash-out refinance | 65.6% | 3,386 | $205K | 94% | 147 |
| Refinance | 83.5% | 3,326 | $265K | 86% | 155 |
| Investment property purchase | 84.6% | 1,516 | $205K | 96% | 243 |
| Investment cash-out refinance | 69.5% | 302 | $155K | 93% | 92 |
| Investment refinance | 82.0% | 234 | $205K | 91% | 80 |
| Investment home improvement | 40.9% | 215 | $55K | 88% | 37 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.