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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Onslow County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Onslow County, North Carolina, home to Jacksonville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,386 applications were decided by 147 lenders between 2023 and 2025.

Onslow County at a glance

147Active lenders27 with 20+ decisions
65.6%Market approval rate2,221 of 3,386 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,081 loans funded

How Onslow County compares

Approval rate compared
Onslow County65.6%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Onslow County$205KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Onslow County, NC, 469 of them.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 21% approved of 175One lender: 31% approved of 169One lender: 33% approved of 21One lender: 40% approved of 139One lender: 41% approved of 64One lender: 41% approved of 51One lender: 46% approved of 114One lender: 48% approved of 29One lender: 51% approved of 156One lender: 58% approved of 24One lender: 63% approved of 27One lender: 66% approved of 128One lender: 67% approved of 91Navy Federal Credit Union: 68% approved of 201Freedom Mortgage Corporation: 68% approved of 217One lender: 73% approved of 98One lender: 74% approved of 23One lender: 76% approved of 25One lender: 77% approved of 62One lender: 79% approved of 81Rocket Mortgage, LLC: 80% approved of 598One lender: 82% approved of 22United Wholesale Mortgage, LLC: 83% approved of 232One lender: 88% approved of 25One lender: 89% approved of 27One lender: 98% approved of 123One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Onslow County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%477 / 59898%$175K469
2United Wholesale Mortgage, LLCBroker only83%192 / 23297%$245K187
3Freedom Mortgage Corporation68%147 / 21799%$225K145
4Navy Federal Credit Union68%136 / 20199%$185K135
5Mortgage Research Center, LLC21%36 / 17594%$275K34

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 142 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Onslow County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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