refinance lenders · HMDA 2023–2025

Refinance lenders in Onslow County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Onslow County, North Carolina, home to Jacksonville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,326 applications were decided by 155 lenders between 2023 and 2025.

Onslow County at a glance

155Active lenders20 with 20+ decisions
83.5%Market approval rate2,778 of 3,326 decided
$265KTypical loanmedian lender, $10K brackets
86%Borrower take-up2,398 loans funded

How Onslow County compares

Approval rate compared
Onslow County83.5%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Onslow County$265KNorth Carolina$205KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Onslow County, NC, 394 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 48.

Lenders approved 83.5% of mortgage refinance applications in Onslow County, NC, 6.2 percentage points above the North Carolina rate of 77.3%.

The typical mortgage refinance here is $265K, 29% larger than the North Carolina typical of $205K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%One lender: 56% approved of 123One lender: 57% approved of 83Mortgage Research Center, LLC: 61% approved of 264One lender: 67% approved of 33One lender: 67% approved of 24One lender: 69% approved of 98One lender: 70% approved of 20One lender: 72% approved of 94One lender: 79% approved of 43One lender: 81% approved of 108One lender: 86% approved of 189Pennymac Loan Services, LLC: 88% approved of 245One lender: 89% approved of 36One lender: 91% approved of 33One lender: 91% approved of 22One lender: 94% approved of 69Village Capital & Investment LLC: 96% approved of 225United Wholesale Mortgage, LLC: 97% approved of 432Freedom Mortgage Corporation: 97% approved of 539One lender: 98% approved of 48

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Onslow County

LenderApprovalApprovedTaken upTypical loanLoans made
1Freedom Mortgage Corporation97%522 / 53975%$265K394
2United Wholesale Mortgage, LLCBroker only97%417 / 43289%$285K372
3Mortgage Research Center, LLC61%160 / 26495%$265K152
4Pennymac Loan Services, LLC88%216 / 24586%$255K186
5Village Capital & Investment LLC96%215 / 22565%$275K139

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 150 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Onslow County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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