refinance lenders · HMDA 2023–2025

Refinance lenders in Onslow County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Onslow County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,326 applications were decided by 155 lenders between 2023 and 2025.

Onslow County at a glance

155Active lenders20 with 20+ decisions
83.5%Market approval rate2,778 of 3,326 decided
$265KTypical loanmedian lender, $10K brackets
86%Borrower take-up2,398 loans funded

How Onslow County compares

Approval rate compared
Onslow County83.5%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Onslow County$265KNorth Carolina$205KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Onslow County, NC, 394 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 48.

Lenders approved 83.5% of mortgage refinance applications in Onslow County, NC, 6.2 percentage points above the North Carolina rate of 77.3%.

The typical mortgage refinance here is $265K, 29% larger than the North Carolina typical of $205K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%State Employees': 56% approved of 123Lakeview Loan Servicing, LLC: 57% approved of 83Mortgage Research Center, LLC: 61% approved of 264Truist Bank: 67% approved of 33Bank of America, National Association: 67% approved of 24Navy Federal Credit Union: 69% approved of 98Homebridge Financial Services, Inc.: 70% approved of 20First-Citizens Bank & Trust Company: 72% approved of 94PNC Bank, National Association: 79% approved of 43Newrez LLC: 81% approved of 108Rocket Mortgage, LLC: 86% approved of 189Pennymac Loan Services, LLC: 88% approved of 245Planet Home Lending, LLC: 89% approved of 36Guaranteed Rate, Inc.: 91% approved of 33Clearpath Lending: 91% approved of 22Guild Mortgage Company LLC: 94% approved of 69Village Capital & Investment LLC: 96% approved of 225United Wholesale Mortgage, LLC: 97% approved of 432Freedom Mortgage Corporation: 97% approved of 539Crosscountry Mortgage, LLC: 98% approved of 48

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Onslow County

LenderApprovalApprovedTaken upTypical loanLoans made
1Freedom Mortgage Corporation97%522 / 53975%$265K394
2United Wholesale Mortgage, LLCBroker only97%417 / 43289%$285K372
3Mortgage Research Center, LLC61%160 / 26495%$265K152
4Pennymac Loan Services, LLC88%216 / 24586%$255K186
5Village Capital & Investment LLC96%215 / 22565%$275K139

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 150 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Onslow County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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