Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Pitt County, North Carolina
Every institution that decided a 1–4 unit mortgage application in Pitt County, home to Greenville, between 2023 and 2025: 13,177 applications, 9,507 loans actually funded, across 8 kinds of borrowing.
Pitt County at a glance
13,177Applications decided
2023–2025
9,507Loans funded
72% of decisions
42Census tracts
9 ZIP codes
172,279People
ACS 2023
What the data shows
Lenders approved 78.6% of home-purchase applications in Pitt County, 9.0 points below the North Carolina rate.
The typical purchase mortgage here is $245K.
Investment home improvement is the hardest money to get here: lenders approved 62% of 138 applications.
Lending by loan type in Pitt County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 78.6% | 6,960 | $245K | 96% | 291 |
| Home improvement loans | 62.6% | 1,454 | $55K | 97% | 55 |
| Cash-out refinance | 64.1% | 1,561 | $165K | 92% | 111 |
| Refinance | 78.2% | 1,512 | $125K | 93% | 110 |
| Investment property purchase | 89.5% | 1,175 | $155K | 95% | 170 |
| Investment cash-out refinance | 73.7% | 194 | $135K | 94% | 59 |
| Investment refinance | 78.7% | 183 | $125K | 89% | 44 |
| Investment home improvement | 61.6% | 138 | $55K | 95% | 29 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.