HomeNorth CarolinaPitt CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Pitt County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Pitt County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,561 applications were decided by 111 lenders between 2023 and 2025.

Pitt County at a glance

111Active lenders17 with 20+ decisions
64.1%Market approval rate1,001 of 1,561 decided
$165KTypical loanmedian lender, $10K brackets
92%Borrower take-up919 loans funded

How Pitt County compares

Approval rate compared
Pitt County64.1%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Pitt County$165KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Pitt County, NC, 268 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 89% of 38.

The typical cash-out refinance here is $165K, 15% smaller than the North Carolina typical of $195K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 17% approved of 23Mortgage Research Center, LLC: 28% approved of 32Carrington Mortgage Services, LLC: 31% approved of 51Amerisave Mortgage Corporation: 32% approved of 136Civic Federal Credit Union: 33% approved of 21Navy Federal Credit Union: 35% approved of 23New American Funding, LLC: 36% approved of 22Newrez LLC: 47% approved of 66New Day Financial, LLC: 51% approved of 49Village Capital & Investment LLC: 56% approved of 32State Employees': 71% approved of 105Freedom Mortgage Corporation: 72% approved of 43Loandepot.Com, LLC: 75% approved of 67United Wholesale Mortgage, LLC: 76% approved of 83Nationstar Mortgage LLC: 76% approved of 42Rocket Mortgage, LLC: 79% approved of 353Pennymac Loan Services, LLC: 89% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Pitt County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%278 / 35396%$155K268
2Amerisave Mortgage Corporation32%43 / 13691%$95K39
3State Employees'71%75 / 10597%$175K73
4United Wholesale Mortgage, LLCBroker only76%63 / 8392%$225K58
5Loandepot.Com, LLC75%50 / 6796%$165K48

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 106 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Pitt County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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