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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Pitt County, North Carolina

Fat Boy Data analyzed home improvement loan activity in Pitt County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,454 applications were decided by 55 lenders between 2023 and 2025.

Pitt County at a glance

55Active lenders13 with 20+ decisions
62.6%Market approval rate910 of 1,454 decided
$55KTypical loanmedian lender, $10K brackets
97%Borrower take-up881 loans funded

How Pitt County compares

Approval rate compared
Pitt County62.6%North Carolina64.0%All 616 counties62.7%
Typical loan compared
Pitt County$55KNorth Carolina$85KAll 616 counties$75K

What the data shows

State Employees' made the most home improvement loans in Pitt County, NC, 416 of them.

That is 47% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

TowneBank approved the highest share of applications among lenders with at least 20 decisions here, 91% of 53.

The typical home improvement loan here is $55K, 35% smaller than the North Carolina typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 30% approved of 33Bank of America, National Association: 34% approved of 108PNC Bank, National Association: 46% approved of 37United Bank: 53% approved of 34Civic Federal Credit Union: 56% approved of 108Truist Bank: 59% approved of 108First National Bank of Pennsylvania: 65% approved of 48State Employees': 66% approved of 636Navy Federal Credit Union: 69% approved of 65COASTAL Federal Credit Union: 75% approved of 20First-Citizens Bank & Trust Company: 82% approved of 45Southern Bank and Trust Company: 83% approved of 23TowneBank: 91% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Pitt County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'66%420 / 63699%$55K416
2Truist Bank59%64 / 10894%$95K60
3Civic Federal Credit Union56%61 / 10898%$55K60
4Bank of America, National Association34%37 / 10897%$75K36
5Navy Federal Credit Union69%45 / 65100%$55K45

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 50 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Pitt County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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