Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Linn County, Oregon
Every institution that decided a 1–4 unit mortgage application in Linn County, home to Albany, between 2023 and 2025: 8,791 applications, 6,632 loans actually funded, across 8 kinds of borrowing.
Linn County at a glance
8,791Applications decided
2023–2025
6,632Loans funded
75% of decisions
28Census tracts
10 ZIP codes
129,794People
ACS 2023
What the data shows
The typical purchase mortgage here is $345K.
Lending by loan type in Linn County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.3% | 4,504 | $345K | 92% | 203 |
| Home improvement loans | 74.0% | 1,260 | $75K | 94% | 75 |
| Cash-out refinance | 69.9% | 1,611 | $185K | 93% | 148 |
| Refinance | 80.7% | 915 | $315K | 91% | 134 |
| Investment property purchase | 86.0% | 228 | $295K | 96% | 80 |
| Investment cash-out refinance | 77.6% | 161 | $255K | 94% | 61 |
| Investment refinance | 81.5% | 54 | $255K | 93% | 35 |
| Investment home improvement | 60.3% | 58 | $75K | 100% | 21 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.