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refinance lenders · HMDA 2023–2025

Refinance lenders in Linn County, Oregon

Fat Boy Data analyzed mortgage refinance activity in Linn County, Oregon, home to Albany, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 915 applications were decided by 134 lenders between 2023 and 2025.

Linn County at a glance

134Active lenders13 with 20+ decisions
80.7%Market approval rate738 of 915 decided
$315KTypical loanmedian lender, $10K brackets
91%Borrower take-up674 loans funded

How Linn County compares

Approval rate compared
Linn County80.7%Oregon80.3%All 616 counties76.5%
Typical loan compared
Linn County$315KOregon$275KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Linn County, OR, 55 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 96% of 70.

The typical mortgage refinance here is $315K, 15% larger than the Oregon typical of $275K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%One lender: 40% approved of 20One lender: 50% approved of 22One lender: 52% approved of 21One lender: 56% approved of 25One lender: 59% approved of 34One lender: 73% approved of 26Columbia Bank: 74% approved of 54Rocket Mortgage, LLC: 84% approved of 68United Wholesale Mortgage, LLC: 92% approved of 84Oregon Community: 94% approved of 34One lender: 95% approved of 22Freedom Mortgage Corporation: 96% approved of 70One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Linn County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%77 / 8494%$405K72
2Freedom Mortgage Corporation96%67 / 7078%$375K52
3Rocket Mortgage, LLC84%57 / 6896%$315K55
4Columbia Bank74%40 / 5492%$185K37
5Oregon Community94%32 / 3494%$85K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 129 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Linn County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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