Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Marion County, Oregon
Every institution that decided a 1–4 unit mortgage application in Marion County, home to Salem, between 2023 and 2025: 20,860 applications, 15,783 loans actually funded, across 8 kinds of borrowing.
Marion County at a glance
20,860Applications decided
2023–2025
15,783Loans funded
76% of decisions
65Census tracts
16 ZIP codes
346,532People
ACS 2023
What the data shows
The typical purchase mortgage here is $385K.
Investment home improvement is the hardest money to get here: lenders approved 58% of 169 applications.
Lending by loan type in Marion County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.6% | 10,608 | $385K | 93% | 308 |
| Home improvement loans | 73.8% | 3,546 | $75K | 94% | 107 |
| Cash-out refinance | 71.3% | 3,317 | $205K | 94% | 196 |
| Refinance | 76.8% | 2,111 | $365K | 92% | 196 |
| Investment property purchase | 87.8% | 648 | $305K | 95% | 148 |
| Investment cash-out refinance | 74.5% | 294 | $255K | 92% | 103 |
| Investment refinance | 76.0% | 167 | $275K | 91% | 73 |
| Investment home improvement | 58.0% | 169 | $105K | 89% | 34 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.