Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Multnomah County, Oregon
Every institution that decided a 1–4 unit mortgage application in Multnomah County, home to Portland, between 2023 and 2025: 44,753 applications, 35,576 loans actually funded, across 8 kinds of borrowing.
Multnomah County at a glance
44,753Applications decided
2023–2025
35,576Loans funded
79% of decisions
197Census tracts
33 ZIP codes
803,863People
ACS 2023
What the data shows
The typical purchase mortgage here is $415K.
Investment home improvement is the hardest money to get here: lenders approved 52% of 526 applications.
Lending by loan type in Multnomah County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.7% | 23,492 | $415K | 96% | 433 |
| Home improvement loans | 73.1% | 7,906 | $65K | 90% | 131 |
| Cash-out refinance | 66.3% | 4,293 | $205K | 94% | 258 |
| Refinance | 80.9% | 5,332 | $215K | 93% | 249 |
| Investment property purchase | 87.8% | 1,865 | $355K | 96% | 230 |
| Investment cash-out refinance | 76.7% | 761 | $305K | 94% | 164 |
| Investment refinance | 73.4% | 578 | $375K | 86% | 144 |
| Investment home improvement | 52.5% | 526 | $75K | 91% | 65 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.