Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Washington County, Oregon
Every institution that decided a 1–4 unit mortgage application in Washington County, home to Hillsboro, between 2023 and 2025: 36,716 applications, 29,558 loans actually funded, across 8 kinds of borrowing.
Washington County at a glance
36,716Applications decided
2023–2025
29,558Loans funded
81% of decisions
134Census tracts
19 ZIP codes
600,266People
ACS 2023
What the data shows
The typical purchase mortgage here is $475K.
Investment home improvement is the hardest money to get here: lenders approved 55% of 322 applications.
Lending by loan type in Washington County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.2% | 19,732 | $475K | 95% | 391 |
| Home improvement loans | 75.9% | 6,037 | $75K | 92% | 127 |
| Cash-out refinance | 73.2% | 4,240 | $155K | 95% | 234 |
| Refinance | 82.3% | 4,566 | $375K | 93% | 250 |
| Investment property purchase | 89.7% | 1,196 | $335K | 96% | 195 |
| Investment cash-out refinance | 75.7% | 354 | $285K | 93% | 108 |
| Investment refinance | 78.4% | 269 | $355K | 90% | 90 |
| Investment home improvement | 55.3% | 322 | $105K | 89% | 45 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.