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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Multnomah County, Oregon

Fat Boy Data analyzed cash-out refinance activity in Multnomah County, Oregon, home to Portland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,293 applications were decided by 258 lenders between 2023 and 2025.

Multnomah County at a glance

258Active lenders40 with 20+ decisions
66.3%Market approval rate2,847 of 4,293 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,679 loans funded

How Multnomah County compares

Approval rate compared
Multnomah County66.3%Oregon70.4%All 616 counties68.2%
Typical loan compared
Multnomah County$205KOregon$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Multnomah County, OR, 547 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 94% of 32.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%One lender: 16% approved of 37Amerisave Mortgage Corporation: 17% approved of 248One lender: 23% approved of 39One lender: 27% approved of 30One lender: 28% approved of 47One lender: 31% approved of 58One lender: 35% approved of 34One lender: 44% approved of 25One lender: 44% approved of 36One lender: 48% approved of 50One lender: 49% approved of 37One lender: 49% approved of 76Newrez LLC: 52% approved of 164One lender: 52% approved of 21One lender: 53% approved of 74One lender: 56% approved of 55One lender: 58% approved of 85One lender: 59% approved of 32One lender: 63% approved of 59One lender: 67% approved of 42One lender: 67% approved of 21One lender: 70% approved of 53One lender: 70% approved of 151Rivermark Community Credit Union: 72% approved of 163One lender: 72% approved of 108One lender: 75% approved of 59One lender: 75% approved of 20Rocket Mortgage, LLC: 76% approved of 736One lender: 78% approved of 40One lender: 78% approved of 36United Wholesale Mortgage, LLC: 79% approved of 304One lender: 83% approved of 138One lender: 85% approved of 20One lender: 86% approved of 22One lender: 88% approved of 41One lender: 89% approved of 149One lender: 91% approved of 96One lender: 94% approved of 32One lender: 96% approved of 27One lender: 98% approved of 50

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Multnomah County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%560 / 73698%$125K547
2United Wholesale Mortgage, LLCBroker only79%240 / 30497%$285K233
3Amerisave Mortgage Corporation17%42 / 24898%$95K41
4Newrez LLC52%85 / 16498%$95K83
5Rivermark Community Credit Union72%117 / 163100%$105K117

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 253 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Multnomah County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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