Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Lycoming County, Pennsylvania
Every institution that decided a 1–4 unit mortgage application in Lycoming County, home to Williamsport, between 2023 and 2025: 7,575 applications, 6,103 loans actually funded, across 8 kinds of borrowing.
Lycoming County at a glance
7,575Applications decided
2023–2025
6,103Loans funded
81% of decisions
32Census tracts
12 ZIP codes
113,570People
ACS 2023
What the data shows
The typical purchase mortgage here is $165K.
Cash-out refinance is the hardest money to get here: lenders approved 64% of 853 applications.
Lending by loan type in Lycoming County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.1% | 3,108 | $165K | 96% | 177 |
| Home improvement loans | 75.2% | 1,257 | $45K | 94% | 58 |
| Cash-out refinance | 64.1% | 853 | $125K | 95% | 79 |
| Refinance | 82.6% | 1,590 | $85K | 97% | 77 |
| Investment property purchase | 93.3% | 539 | $125K | 96% | 77 |
| Investment cash-out refinance | 81.8% | 22 | $115K | 89% | 18 |
| Investment refinance | 92.5% | 93 | $115K | 95% | 20 |
| Investment home improvement | 85.8% | 113 | $85K | 93% | 22 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.