Refinance lenders in Lycoming County, Pennsylvania
Fat Boy Data analyzed mortgage refinance activity in Lycoming County, Pennsylvania, home to Williamsport, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,590 applications were decided by 77 lenders between 2023 and 2025.
Lycoming County at a glance
How Lycoming County compares
What the data shows
Jersey Shore State Bank made the most mortgage refinances in Lycoming County, PA, 485 of them.
That is 38% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.
The Muncy Bank and Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 94% of 81.
Lenders approved 82.6% of mortgage refinance applications in Lycoming County, PA, 6.8 percentage points above the Pennsylvania rate of 75.8%.
The typical mortgage refinance here is $85K, 26% smaller than the Pennsylvania typical of $115K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Refinance lenders in Lycoming County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Jersey Shore State Bank | 94% | 493 / 526 | 98% | $85K | 485 |
| 2 | First Commonwealth Bank | 72% | 129 / 178 | 95% | $105K | 122 |
| 3 | Journey Bank | 93% | 154 / 165 | 99% | $105K | 152 |
| 4 | The Muncy Bank and Trust Company | 94% | 76 / 81 | 99% | $105K | 75 |
| 5 | Manufacturers and Traders Trust Company | 66% | 44 / 67 | 98% | $75K | 43 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 72 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest mortgage refinance lenders in Lycoming County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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