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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lycoming County, Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Lycoming County, Pennsylvania, home to Williamsport, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 853 applications were decided by 79 lenders between 2023 and 2025.

Lycoming County at a glance

79Active lenders11 with 20+ decisions
64.1%Market approval rate547 of 853 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up518 loans funded

How Lycoming County compares

Approval rate compared
Lycoming County64.1%Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Lycoming County$125KPennsylvania$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lycoming County, PA, 121 of them.

Jersey Shore State Bank approved the highest share of applications among lenders with at least 20 decisions here, 97% of 117.

The typical cash-out refinance here is $125K, 14% smaller than the Pennsylvania typical of $145K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 22Amerisave Mortgage Corporation: 26% approved of 69One lender: 28% approved of 25One lender: 38% approved of 21One lender: 48% approved of 23One lender: 65% approved of 31United Wholesale Mortgage, LLC: 67% approved of 42One lender: 71% approved of 21Rocket Mortgage, LLC: 73% approved of 178HORIZON Federal Credit Union: 83% approved of 53Jersey Shore State Bank: 97% approved of 117

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Lycoming County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC73%130 / 17893%$125K121
2Jersey Shore State Bank97%113 / 11799%$115K112
3Amerisave Mortgage Corporation26%18 / 69100%$125K18
4HORIZON Federal Credit Union83%44 / 5395%$45K42
5United Wholesale Mortgage, LLCBroker only67%28 / 4293%$185K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 74 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Lycoming County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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