Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Schuylkill County, Pennsylvania
Every institution that decided a 1–4 unit mortgage application in Schuylkill County, home to Pottsville, between 2023 and 2025: 8,731 applications, 6,355 loans actually funded, across 8 kinds of borrowing.
Schuylkill County at a glance
8,731Applications decided
2023–2025
6,355Loans funded
73% of decisions
42Census tracts
21 ZIP codes
143,259People
ACS 2023
What the data shows
The typical purchase mortgage here is $165K.
Home improvement loans is the hardest money to get here: lenders approved 59% of 1,446 applications.
Lending by loan type in Schuylkill County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.0% | 3,923 | $165K | 97% | 265 |
| Home improvement loans | 59.1% | 1,446 | $45K | 93% | 100 |
| Cash-out refinance | 60.7% | 1,303 | $115K | 95% | 115 |
| Refinance | 72.3% | 1,098 | $85K | 96% | 121 |
| Investment property purchase | 83.3% | 545 | $95K | 96% | 142 |
| Investment cash-out refinance | 69.3% | 199 | $105K | 91% | 57 |
| Investment refinance | 75.0% | 112 | $105K | 92% | 48 |
| Investment home improvement | 62.9% | 105 | $85K | 91% | 34 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.