Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Dauphin County, Pennsylvania
Every institution that decided a 1–4 unit mortgage application in Dauphin County, home to Harrisburg, between 2023 and 2025: 21,525 applications, 15,876 loans actually funded, across 8 kinds of borrowing.
Dauphin County at a glance
21,525Applications decided
2023–2025
15,876Loans funded
74% of decisions
67Census tracts
20 ZIP codes
287,484People
ACS 2023
What the data shows
The typical purchase mortgage here is $225K.
Investment home improvement is the hardest money to get here: lenders approved 51% of 236 applications.
Lending by loan type in Dauphin County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.2% | 9,062 | $225K | 97% | 330 |
| Home improvement loans | 65.0% | 4,338 | $55K | 94% | 99 |
| Cash-out refinance | 65.6% | 2,404 | $145K | 94% | 155 |
| Refinance | 73.0% | 3,125 | $105K | 94% | 171 |
| Investment property purchase | 86.4% | 1,415 | $145K | 95% | 208 |
| Investment cash-out refinance | 78.6% | 514 | $125K | 92% | 86 |
| Investment refinance | 79.6% | 431 | $135K | 94% | 78 |
| Investment home improvement | 50.8% | 236 | $55K | 92% | 50 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.