Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Lehigh County, Pennsylvania
Every institution that decided a 1–4 unit mortgage application in Lehigh County, home to Allentown, between 2023 and 2025: 25,014 applications, 18,880 loans actually funded, across 8 kinds of borrowing.
Lehigh County at a glance
25,014Applications decided
2023–2025
18,880Loans funded
75% of decisions
81Census tracts
23 ZIP codes
375,408People
ACS 2023
What the data shows
The typical purchase mortgage here is $275K.
Investment home improvement is the hardest money to get here: lenders approved 52% of 205 applications.
Lending by loan type in Lehigh County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.8% | 11,227 | $275K | 96% | 376 |
| Home improvement loans | 65.1% | 4,336 | $55K | 94% | 122 |
| Cash-out refinance | 69.4% | 3,506 | $155K | 94% | 195 |
| Refinance | 75.5% | 3,293 | $125K | 95% | 204 |
| Investment property purchase | 90.4% | 1,673 | $185K | 96% | 225 |
| Investment cash-out refinance | 73.6% | 474 | $165K | 93% | 121 |
| Investment refinance | 80.0% | 300 | $165K | 93% | 86 |
| Investment home improvement | 52.2% | 205 | $85K | 98% | 54 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.