Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Lexington County, South Carolina
Every institution that decided a 1–4 unit mortgage application in Lexington County between 2023 and 2025: 28,053 applications, 21,104 loans actually funded, across 8 kinds of borrowing.
Lexington County at a glance
28,053Applications decided
2023–2025
21,104Loans funded
75% of decisions
92Census tracts
15 ZIP codes
300,370People
ACS 2023
What the data shows
The typical purchase mortgage here is $245K.
Investment home improvement is the hardest money to get here: lenders approved 56% of 104 applications.
Lending by loan type in Lexington County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 84.2% | 16,507 | $245K | 96% | 422 |
| Home improvement loans | 66.4% | 2,534 | $75K | 94% | 93 |
| Cash-out refinance | 69.2% | 4,272 | $155K | 94% | 207 |
| Refinance | 77.3% | 3,405 | $245K | 92% | 189 |
| Investment property purchase | 86.4% | 917 | $185K | 96% | 193 |
| Investment cash-out refinance | 68.8% | 186 | $145K | 92% | 80 |
| Investment refinance | 69.5% | 128 | $155K | 90% | 53 |
| Investment home improvement | 55.8% | 104 | $155K | 98% | 40 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.