refinance lenders · HMDA 2023–2025

Refinance lenders in Lexington County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in Lexington County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,405 applications were decided by 189 lenders between 2023 and 2025.

Lexington County at a glance

189Active lenders27 with 20+ decisions
77.3%Market approval rate2,631 of 3,405 decided
$245KTypical loanmedian lender, $10K brackets
92%Borrower take-up2,419 loans funded

How Lexington County compares

Approval rate compared
Lexington County77.3%South Carolina77.9%All 616 counties76.5%
Typical loan compared
Lexington County$245KSouth Carolina$285KAll 616 counties$295K

What the data shows

Palmetto Citizens Federal Credit Union made the most mortgage refinances in Lexington County, SC, 376 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 35.

The typical mortgage refinance here is $245K, 14% smaller than the South Carolina typical of $285K.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%One lender: 27% approved of 48One lender: 53% approved of 78One lender: 61% approved of 28One lender: 62% approved of 72One lender: 64% approved of 36Palmetto Citizens Federal Credit Union: 65% approved of 584One lender: 65% approved of 52One lender: 66% approved of 35One lender: 68% approved of 28One lender: 71% approved of 166Rocket Mortgage, LLC: 74% approved of 204One lender: 76% approved of 42One lender: 80% approved of 55First-Citizens Bank & Trust Company: 81% approved of 229One lender: 82% approved of 22S. C. State Federal Credit Union: 87% approved of 172One lender: 88% approved of 96United Wholesale Mortgage, LLC: 90% approved of 219One lender: 90% approved of 21One lender: 91% approved of 34One lender: 92% approved of 26One lender: 93% approved of 30One lender: 94% approved of 31One lender: 96% approved of 67One lender: 96% approved of 91One lender: 97% approved of 157One lender: 97% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Lexington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Palmetto Citizens Federal Credit Union65%380 / 58499%$75K376
2First-Citizens Bank & Trust Company81%185 / 22997%$105K179
3United Wholesale Mortgage, LLCBroker only90%196 / 21988%$305K173
4Rocket Mortgage, LLC74%151 / 20488%$245K133
5S. C. State Federal Credit Union87%149 / 17290%$105K134

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 184 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Lexington County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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