Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Aiken County, South Carolina
Every institution that decided a 1–4 unit mortgage application in Aiken County between 2023 and 2025: 15,389 applications, 11,331 loans actually funded, across 8 kinds of borrowing.
Aiken County at a glance
15,389Applications decided
2023–2025
11,331Loans funded
74% of decisions
43Census tracts
16 ZIP codes
171,949People
ACS 2023
What the data shows
The typical purchase mortgage here is $245K.
Lending by loan type in Aiken County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 81.1% | 9,444 | $245K | 96% | 336 |
| Home improvement loans | 66.3% | 1,254 | $55K | 94% | 75 |
| Cash-out refinance | 67.6% | 2,374 | $145K | 95% | 148 |
| Refinance | 78.5% | 1,273 | $235K | 91% | 147 |
| Investment property purchase | 85.0% | 659 | $165K | 94% | 139 |
| Investment cash-out refinance | 73.8% | 172 | $115K | 97% | 61 |
| Investment refinance | 78.6% | 145 | $155K | 96% | 58 |
| Investment home improvement | 48.5% | 68 | $75K | 94% | 30 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.