Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Spartanburg County, South Carolina
Every institution that decided a 1–4 unit mortgage application in Spartanburg County between 2023 and 2025: 34,017 applications, 25,377 loans actually funded, across 8 kinds of borrowing.
Spartanburg County at a glance
34,017Applications decided
2023–2025
25,377Loans funded
75% of decisions
87Census tracts
21 ZIP codes
338,096People
ACS 2023
What the data shows
The typical purchase mortgage here is $255K.
Home improvement loans is the hardest money to get here: lenders approved 60% of 2,863 applications.
Lending by loan type in Spartanburg County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 82.2% | 21,645 | $255K | 97% | 457 |
| Home improvement loans | 60.1% | 2,863 | $65K | 95% | 114 |
| Cash-out refinance | 66.1% | 4,497 | $145K | 94% | 215 |
| Refinance | 76.4% | 2,726 | $215K | 92% | 221 |
| Investment property purchase | 86.8% | 1,533 | $175K | 95% | 226 |
| Investment cash-out refinance | 72.0% | 347 | $155K | 90% | 96 |
| Investment refinance | 80.1% | 211 | $195K | 96% | 66 |
| Investment home improvement | 65.6% | 195 | $225K | 97% | 41 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.