Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Greenville County, South Carolina
Every institution that decided a 1–4 unit mortgage application in Greenville County between 2023 and 2025: 44,898 applications, 34,890 loans actually funded, across 8 kinds of borrowing.
Greenville County at a glance
44,898Applications decided
2023–2025
34,890Loans funded
78% of decisions
123Census tracts
21 ZIP codes
537,575People
ACS 2023
What the data shows
Lenders approved 86.7% of home-purchase applications in Greenville County, 3.3 points above the South Carolina rate.
The typical purchase mortgage here is $295K.
Investment home improvement is the hardest money to get here: lenders approved 52% of 232 applications.
Lending by loan type in Greenville County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 86.7% | 25,013 | $295K | 97% | 557 |
| Home improvement loans | 64.1% | 5,317 | $85K | 95% | 141 |
| Cash-out refinance | 72.0% | 6,218 | $165K | 95% | 272 |
| Refinance | 79.3% | 4,932 | $265K | 94% | 278 |
| Investment property purchase | 88.9% | 2,240 | $215K | 96% | 291 |
| Investment cash-out refinance | 72.3% | 566 | $175K | 95% | 142 |
| Investment refinance | 73.7% | 380 | $215K | 95% | 110 |
| Investment home improvement | 52.2% | 232 | $105K | 93% | 58 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.