refinance lenders · HMDA 2023–2025

Refinance lenders in Spartanburg County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in Spartanburg County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,726 applications were decided by 221 lenders between 2023 and 2025.

Spartanburg County at a glance

221Active lenders29 with 20+ decisions
76.4%Market approval rate2,084 of 2,726 decided
$215KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,916 loans funded

How Spartanburg County compares

Approval rate compared
Spartanburg County76.4%South Carolina77.9%All 616 counties76.5%
Typical loan compared
Spartanburg County$215KSouth Carolina$285KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Spartanburg County, SC, 156 of them.

Mutual of Omaha Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical mortgage refinance here is $215K, 25% smaller than the South Carolina typical of $285K.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 21One lender: 30% approved of 40One lender: 45% approved of 20One lender: 60% approved of 77One lender: 60% approved of 53One lender: 65% approved of 37One lender: 66% approved of 67One lender: 68% approved of 37Truist Bank: 70% approved of 174One lender: 72% approved of 25One lender: 74% approved of 53First-Citizens Bank & Trust Company: 74% approved of 187One lender: 74% approved of 31One lender: 75% approved of 28One lender: 75% approved of 101One lender: 78% approved of 27Rocket Mortgage, LLC: 78% approved of 215One lender: 80% approved of 40One lender: 80% approved of 20One lender: 82% approved of 108One lender: 85% approved of 33United Wholesale Mortgage, LLC: 87% approved of 211One lender: 88% approved of 25One lender: 89% approved of 27One lender: 91% approved of 55One lender: 94% approved of 33Freedom Mortgage Corporation: 95% approved of 155One lender: 96% approved of 27One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Spartanburg County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%168 / 21593%$215K156
2United Wholesale Mortgage, LLCBroker only87%183 / 21194%$305K172
3First-Citizens Bank & Trust Company74%138 / 18797%$115K134
4Truist Bank70%122 / 17492%$105K112
5Freedom Mortgage Corporation95%147 / 15574%$265K109

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 216 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Spartanburg County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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