Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Montgomery County, Tennessee
Every institution that decided a 1–4 unit mortgage application in Montgomery County, home to Clarksville, between 2023 and 2025: 27,034 applications, 21,077 loans actually funded, across 8 kinds of borrowing.
Montgomery County at a glance
27,034Applications decided
2023–2025
21,077Loans funded
78% of decisions
46Census tracts
8 ZIP codes
227,957People
ACS 2023
What the data shows
The typical purchase mortgage here is $305K.
Investment home improvement is the hardest money to get here: lenders approved 53% of 223 applications.
Lending by loan type in Montgomery County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.0% | 14,009 | $305K | 97% | 420 |
| Home improvement loans | 62.2% | 2,380 | $55K | 91% | 84 |
| Cash-out refinance | 68.5% | 4,805 | $205K | 93% | 193 |
| Refinance | 82.3% | 3,628 | $315K | 87% | 180 |
| Investment property purchase | 90.0% | 1,177 | $195K | 95% | 203 |
| Investment cash-out refinance | 71.6% | 408 | $165K | 90% | 103 |
| Investment refinance | 83.4% | 404 | $185K | 93% | 96 |
| Investment home improvement | 52.9% | 223 | $105K | 93% | 41 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.