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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Montgomery County, Tennessee

Fat Boy Data analyzed home improvement loan activity in Montgomery County, Tennessee, home to Clarksville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,380 applications were decided by 84 lenders between 2023 and 2025.

Montgomery County at a glance

84Active lenders16 with 20+ decisions
62.2%Market approval rate1,481 of 2,380 decided
$55KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,341 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County62.2%Tennessee63.4%All 616 counties62.7%
Typical loan compared
Montgomery County$55KTennessee$75KAll 616 counties$75K

What the data shows

Fortera Federal Credit Union made the most home improvement loans in Montgomery County, TN, 482 of them.

That is 36% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

ALTRA Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 90% of 219.

The typical home improvement loan here is $55K, 27% smaller than the Tennessee typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 175One lender: 31% approved of 61One lender: 32% approved of 37One lender: 39% approved of 41U.S. Bank National Association: 43% approved of 175Regions Bank: 49% approved of 189One lender: 50% approved of 26Navy Federal Credit Union: 58% approved of 245One lender: 65% approved of 48One lender: 70% approved of 23Fortera Federal Credit Union: 73% approved of 747One lender: 78% approved of 37One lender: 80% approved of 60One lender: 87% approved of 31One lender: 88% approved of 48ALTRA Federal Credit Union: 90% approved of 219

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fortera Federal Credit Union73%549 / 74788%$55K482
2Navy Federal Credit Union58%142 / 24597%$65K138
3ALTRA Federal Credit Union90%198 / 21997%$65K193
4Regions Bank49%92 / 18992%$55K85
5U.S. Bank National Association43%75 / 17593%$65K70

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 79 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Montgomery County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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