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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Montgomery County, Tennessee

Fat Boy Data analyzed cash-out refinance activity in Montgomery County, Tennessee, home to Clarksville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,805 applications were decided by 193 lenders between 2023 and 2025.

Montgomery County at a glance

193Active lenders37 with 20+ decisions
68.5%Market approval rate3,293 of 4,805 decided
$205KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,078 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County68.5%Tennessee71.4%All 616 counties68.2%
Typical loan compared
Montgomery County$205KTennessee$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Montgomery County, TN, 614 of them.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

The typical cash-out refinance here is $205K, 11% larger than the Tennessee typical of $185K.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 31% approved of 219Amerisave Mortgage Corporation: 34% approved of 234One lender: 40% approved of 65One lender: 44% approved of 25One lender: 44% approved of 211One lender: 44% approved of 191One lender: 48% approved of 89One lender: 52% approved of 89One lender: 52% approved of 25One lender: 56% approved of 98One lender: 59% approved of 22One lender: 62% approved of 24One lender: 66% approved of 41One lender: 68% approved of 110One lender: 70% approved of 20One lender: 73% approved of 63One lender: 74% approved of 27One lender: 75% approved of 191One lender: 76% approved of 25One lender: 76% approved of 46One lender: 76% approved of 34One lender: 77% approved of 60Fortera Federal Credit Union: 77% approved of 611United Wholesale Mortgage, LLC: 77% approved of 319One lender: 78% approved of 27One lender: 78% approved of 23Rocket Mortgage, LLC: 80% approved of 790One lender: 81% approved of 47One lender: 81% approved of 209One lender: 82% approved of 45One lender: 88% approved of 105One lender: 90% approved of 20One lender: 91% approved of 23One lender: 95% approved of 22One lender: 97% approved of 35One lender: 100% approved of 34One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%629 / 79098%$195K614
2Fortera Federal Credit Union77%470 / 61191%$75K429
3United Wholesale Mortgage, LLCBroker only77%246 / 31996%$275K237
4Amerisave Mortgage Corporation34%79 / 23499%$145K78
5Mortgage Research Center, LLC31%68 / 219100%$275K68

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 188 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Montgomery County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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