Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Sullivan County, Tennessee
Every institution that decided a 1–4 unit mortgage application in Sullivan County, home to Kingsport, between 2023 and 2025: 13,621 applications, 10,289 loans actually funded, across 8 kinds of borrowing.
Sullivan County at a glance
13,621Applications decided
2023–2025
10,289Loans funded
76% of decisions
40Census tracts
8 ZIP codes
159,693People
ACS 2023
What the data shows
Lenders approved 82.8% of home-purchase applications in Sullivan County, 6.0 points below the Tennessee rate.
The typical purchase mortgage here is $225K.
Lending by loan type in Sullivan County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 82.8% | 7,107 | $225K | 95% | 277 |
| Home improvement loans | 72.7% | 1,764 | $55K | 94% | 72 |
| Cash-out refinance | 73.3% | 2,496 | $165K | 96% | 144 |
| Refinance | 81.0% | 1,219 | $215K | 91% | 145 |
| Investment property purchase | 88.5% | 724 | $145K | 96% | 129 |
| Investment cash-out refinance | 74.8% | 127 | $125K | 91% | 48 |
| Investment refinance | 85.3% | 102 | $145K | 97% | 40 |
| Investment home improvement | 62.2% | 82 | $105K | 94% | 23 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.